Job Description
SBA Credit Analyst/Portfolio Manager To $130K Hybrid Remote (Tampa, FL) Job # 3460 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Hybrid Remote SBA Credit Analyst/Portfolio Manager role in the Tampa, FL area. This selected candidate will be responsible for servicing the existing SBA & USDA portfolio, as well as analyzing financial data on new and existing SBA & USDA loans
This position includes a generous salary of up to $130K and a full benefits package. (This is a hybrid remote position.) SBA Credit Analyst/Portfolio Manager responsibilities include:
This position includes a generous salary of up to $130K and a full benefits package. (This is a hybrid remote position.) SBA Credit Analyst/Portfolio Manager responsibilities include:
- Perform annual review/credit analysis on all SBA & USDA loans assigned. This duty is performed daily, about 80% of the time.
- Prepare Credit Memo and Addendums for SBA & USDA loans. This duty is performed daily, about 50% of the time.
- Review Late Pays/Deficiency Report and work with loan officer/borrower on work-outs and collections. This duty is performed daily, about 10% of the time.
- Update the SBA Watch List for all assigned SBA & USDA loans. This duty is performed weekly, about 10% of the time.
- Review Closed Loans for accuracy (post-closing review)
- Underwrite (perform credit analysis) for new SBA & USDA loan requests as assigned. This duty is performed daily, about 20% of the time.
- Prepare Loan Modification Requests and present to Chief Lending Officer (CLO) & Region's loan committee, SBA/USDA servicing & liquidation plans
- Request Release of Collateral from SBA and secondary market consultant. This duty is performed as needed, about 20% of the time.
- Prepare Liquidation package for the SBA Repurchase Guaranty Center and the Bank's attorney. This duty is performed as needed, about 10% of the time.
- Work closely with the SBA/USDA Closing Specialist to review closing packages accuracy
- Work closely with the SBA/USDA Loan Servicing Specialist/Supervisor for training
- Update Procedures, as needed, for this role; perform "testing" for new systems (nCino)
- Work with SBA Liquidation Project Manager and SAD. This duty is performed as needed, about 20% of the time.
- Prepare Form 1149 Transmittal for net proceeds from liquidation of collateral for defaulted loans. This duty is performed as needed, about 10% of the time.
- Order 3rd party reports (appraisals) for collateral values for LTV. This duty is performed as needed, about 20% of the time.
- Review SBA standard operating procedures (SOP) and take webinars to keep up to date on SBA SOP changes. This duty is performed annually, about 10% of the time.
- Attend SBA & USDA Dept meetings/training. This duty is performed annually, about 10% of the time.
- Monitor Insurances and collect updated certificates. This duty is performed as needed, about 20% of the time.
- Work closely with SBA & USDA Dept Portfolio Managers to assign projects & tasks. This duty is performed weekly, about 10% of the time.
- Pull weekly reports (cash items, delinquency report) and Monitor GL Accounts. This duty is performed daily, about 10% of the time.
- Set up Ticklers for all SBA & USDA loans for annual review reminders. This duty is performed daily, about 10% of the time.
- Works closely with SBA examiners for annual audits. This duty is performed annually, about 20% of the time.
- Work with the Construction Department to review/approve pay applications for eligibility
- The ability to work in a constant state of alertness and in a safe manner.
- Complete required BSA/AML training and other compliance training as assigned.
- Perform any other related duties as required or assigned.
- 5+ years of SBA 7a underwriting/credit analysis experience.
- Bachelor's Degree in a related field of study preferred specialized financial analysis training.
- Must be familiar with the most recent version of the SBA SOP.
- Proficient ability to analyze and interpret financial statements.
- Excellent written and verbal communication skills.
- Strong organizational skills with an eye for detail.
- Ability to multi-task.
- Adept with spreadsheet and word processing software as well as have experience working in a digital office environment.
Key skill Required
- Accounting
- Construction
- Accounts
- Alertness
- Analysis
- Communication
- Compliance
- Compliance Training
- Credit Analysis
- Development
- Financial Data
- Financial Statements
- Influence
- Interpret Financial Statements
- Lending
- Liquidation
- Loan Servicing
- Organizational Skills
- Secondary Market
- Spreadsheet
- Talent Acquisition
- Training
- Underwriting
- Verbal Communication
- Word Processing
- Word Processing Software
- Written and Verbal Communication
