Job Description
- Leading sales/lending efforts for commercial, specialty, and consumer lending.
- Providing leadership and coaching to all lenders while partnering with credit and loan processing teams.
- Leading lending team for in-market commercial and consumer lending through developing and mentoring team to achieve production goals.
- Managing the internal sales team responsible for processing inbound referral calls on Specialty loan applications/products.
- Oversight and management of lending pipeline for commercial, specialty, and consumer lending.
- Managing Loan requests as received from the application process and managing Loan Delinquency for all types of loans.
- Working closely with and keeping the CEO and Senior Management informed on all major issues within the Sales teams.
- Ensuring that appropriate action steps are taken for each delinquent loan/relationship.
- Developing and maintaining calling programs for commercial and consumer loan prospects, loan customers, and centers of influence.
- Partnering with Commercial Lenders and Branch Managers to promote the cross-selling of all Bank Products and services to loan customers.
- Participating in Community Re-Investment Act (CRA) activities for the Bank.
- Helping monitor asset quality in the loan portfolio on an ongoing basis.
- Assisting either internal or external auditors in performing analysis on the bank's loan portfolio.
- Bachelor's Degree with an emphasis in Business, Accounting, or Finance. Master of Business Administration preferred.
- Ten years of commercial banking experience with a minimum of five years related to commercial credit review or commercial credit experience.
- Direct lending and lending/sales management experience ideal.
- Experience with Consumer Lending is ideal as well.
- Demonstrated leadership ability.
- Excellent written and verbal communication, organization, and interpersonal skills.
- Must have excellent problem-solving and decision-making skills, the ability to prioritize multiple tasks, and be able to work independently with minimal supervision.
- Proficient in Windows Office Suite (Word, Excel, PowerPoint).
Key skill Required
- Accounting
- Sales
- Analysis
- Business Administration
- Commercial Banking
- Communication
- Consumer Lending
- Development
- Direct Lending
- Finance
- Influence
- Interpersonal Skills
- Leadership
- Lending
- Loan Portfolio
- Management
- Mentoring
- Minimal Supervision
- Pipeline
- Sales Management
- Senior Management
- Supervision
- Talent Acquisition
- Verbal Communication
- Work Independently
- Written and Verbal Communication