Job Description
About the Role:
The Licensing and Regulatory Affairs Manager will lead ACA's Licensing and Examinations Program within the Legal department, reporting to the Assistant General Counsel. This role combines deep legal analysis with hands-on regulatory compliance, overseeing licensing processes, managing regulatory exams, and ensuring adherence to evolving state and federal requirements.
The successful candidate will also mentor junior Legal Analysts and help foster a collaborative, high-performing team culture, playing a critical role in ACA?s ongoing compliance efforts.
What You'll Do:
The ideal candidate is a proactive, detail-oriented legal professional with a strong drive to anticipate needs, solve problems, and lead with purpose. As our go to legal expert in this space, you will:
- Oversee the end-to-end regulatory licensing process?from applications and renewals to ongoing compliance reporting. Ensure compliance with surety bond and other licensing requirements.
- Manage and respond to examinations conducted by state and federal agencies.
- Track changes in federal and state laws and communicate updates to stakeholders.
- Lead, mentor, and support junior legal analysts.
- Prepare well-structured legal documents, reports, and presentations to support compliance and inform leadership.
- Collaborate cross-functionally with business units, providing legal insight and fast-turnaround support.
- Maintain detailed legal records, policies, and procedures to ensure full audit-readiness.
What You Bring:
- 5+ years of demonstrated experience as a corporate Legal Analyst, Paralegal, or Legal Specialist.
- 3+ years managing regulatory licenses and examinations in a consumer financial services environment.
- Bachelor's or Associate degree in Law, Legal Studies, or Compliance preferred (advanced degree or paralegal certification a plus).
- Proficiency in Microsoft Office (PowerPoint & Excel power users preferred), legal databases, compliance software and regulatory frameworks (e.g., NMLS, state/federal licensing portals).
- Demonstrated ability to navigate and develop expertise in complex financial services regulatory environments, including mortgage, direct lending or collections.
- Strong legal research, analytical thinking, and project management skills.
- Excellent communication with internal and external parties.
- Highly motivated, meticulous professional who thrives in fast-paced environments with a strong sense of professionalism.
Who We Are
At ACA, we?re more than just an auto finance company?we?re a mission-driven organization helping people access reliable transportation. Our Legal Department is a collaborative, high-performing team that values curiosity, precision, and continuous learning.
Why Spartanburg, SC
Spartanburg is a hidden gem in the Southeast, offering:
- Affordable living with a vibrant downtown and growing job market.
- Easy access to Greenville, Charlotte, and the scenic Blue Ridge Mountains.
- A welcoming community with a strong sense of culture, history, and opportunity.
- A great place to build your career and your life.
Relocation Candidates:
Position requires relocation to Spartanburg, SC by the start date.
EEO Statement
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
California Privacy Notice
As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. You are not officially considered an applicant unless you have completed an employment application in ACA?s online applicant tracking system, Jobvite.
Practice Areas & Specialty
Banking, Compliance/Regulatory, Corporate
Key skill Required
- Project Management
- Microsoft Office
- Analysis
- Analytical Thinking
- Anticipate Needs
- Audit
- Communication
- Compliance
- Compliance Reporting
- Comprehensive
- Demonstrated Ability
- Direct Lending
- Finance
- Financial Services
- History
- Insight
- Leadership
- Learning
- Legal Documents
- Legal Research
- Lending
- Management
- Orientation
- Proactive
- Professionalism
- Regulatory Affairs
- Regulatory Compliance
- Reporting
- Research
- State Laws
- Team Culture
- Tracking System
- Transportation
