Job Description
- Preparing and interpreting spreads of financial statements for our small/mid-market commercial customers.
- Supporting the Bank's lending activities by providing insightful and timely credit analysis of prospective and current borrowers, including interpretation of financial statements, collateral and cash flows.
- Interacting with commercial bankers, loan officers, credit manager, other lending support staff, customers, accountants, and appraisers.
- Analyzing financial data to determine the merits of loan requests.
- Spreading and analyzing financial statements utilizing spreading software.
- Performing other duties and special projects as assigned.
- Bachelor's degree in accounting, finance, or business administration preferred; accounting/finance experience is beneficial. The appropriate combination of education and experience will be considered in lieu of a degree.
- Two or more years of credit analysis experience preferred.
- Familiarity with financial statement spreading software (Moody's, Baker Hill, etc.) is beneficial.
- Must possess attention to detail, accuracy in work performed, and can multi-task while maintaining focus.
- Strong Analytical, math, and problem-solving skills.
- Excellent PC skills required; must demonstrate the ability to mentor/coach other team members while completing own work at a high level.
- Knowledge of nCino and SalesForce is helpful but not required.
Key skill Required
- Accounting
- Analysis
- Attention to Detail
- Business Administration
- Commercial Lending
- Credit Analysis
- Development
- Documentation
- Finance
- Financial Data
- Financial Statements
- Influence
- Insightful
- Interpretation
- Lending
- Loan Documentation
- Regulatory Requirements
- Talent Acquisition