Senior Credit Analyst

Founded in 1920, Eastman is a global specialty materials company that produces a broad range of products found in items people use every day. With the purpose of enhancing the quality of life in a material way, Eastman works with customers to deliver innovative products and solutions while maintaining a commitment to safety and sustainability. The company's innovation-driven growth model takes advantage of world-class technology platforms, deep customer engagement, and differentiated application development to grow its leading positions in attractive end markets such as transportation, building and construction, and consumables. As a globally inclusive company, Eastman employs approximately 14,000 people around the world and serves customers in more than 100 countries. The company had 2024 revenue of approximately $9.4 billion and is headquartered in Kingsport, Tennessee, USA. For more information, visit www.eastman.com.

Responsibilities

We are seeking a detail-oriented and analytical Senior Credit Analyst to join our treasury team. The successful candidate will be responsible for assessing the creditworthiness of potential and existing customers, analyzing financial data, and providing insights to inform credit decisions for an assigned line of business. This role will work closely with our commercial leaders and requires strong business acumen and understanding of credit risk management. This role will also be responsible for executing effective collection strategies and supporting other special projects as needed.


Assess the credit worthiness of public and privately held companies through financial analysis, market data and other available information

Prepare and present credit information and insights to business leaders during monthly commercial meetings to support strategic decisions

Advise business leaders on strategies for managing high credit risk customers

Establish and monitor credit limits and payment terms based on customer risk profiles

Develop and execute effective collection strategies to optimize cash flow and reduce credit risk

Analyze customer payment patterns to identify areas for improvement

Participate in other special projects as needed

Functional Skills and Capabilities

Excellent communication, presentation and negotiation skills, with the ability to maintain professional relationships with customers.

Strong analytical and problem-solving skills with attention to detail

Solid business acumen, particularly with financial literacy, market awareness and strategic thinking

Able to learn quickly when facing new situations

Excellent time management skills, able to prioritize tasks effectively and manage multiple requests to meet deadlines in a fast-paced environment

Proficient in Microsoft Office Suite of applications

Qualifications

Education


Bachelor's degree required.

Degree in Business, Accounting, Finance or Supply Chain preferred

Experience

3+ years of experience in business or corporate setting required

Experience analyzing and presenting financial data is preferred

Prior experience in credit analysis or collections is preferred

Prior experience with bankruptcy or UCC filings is preferred

Eastman Chemical Company is an equal opportunity employer.

All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, disability, pregnancy, veteran status or any other protected classes as designated by law.

Eastman is committed to creating a powerfully diverse workforce and a broadly inclusive workplace, where everyone can contribute to their fullest potential each day.