Risk Analyst - Borrower Performance

We are looking for a Risk Analyst- Borrower Performance to join our team! The Risk Analyst Borrower Performance position will assess borrower-provided budgets and project schedules, ensuring they are realistic, reasonable, and align within expected timeframes.

Builders Capital is the nation's leading private construction lender, providing innovative financing solutions to professional homebuilders. We are committed to empowering our clients with the capital and expertise they need to succeed in the dynamic residential construction market.

What You'll Do:

• Analyze both proposed entitlements and proposed construction activities involved in loan requests.
• Evaluate borrower-proposed budgets and project timelines to ensure they are reasonable and achievable.
• Analyze the industry/market for risks and new trends in construction processes, costs, and durations.
• Lead accountability for understanding regional entitlement and construction constraints.
• Using localized data regarding construction material cost, supply chain, and other factors, evaluate the size, complexity, and timeline of a proposed loan and evaluate the risk created by those answers.
• Devise metrics for loan approval based on construction costs, construction duration and create repeatable processes whenever possible.

Requirements

• Minimum 5 years of experience in construction analysis, real estate development, or loan underwriting involving construction projects.
• Proven experience evaluating entitlements, construction budgets, and project schedules.
• Strong ability to analyze proposed entitlements and construction activities for feasibility and compliance.
• Proficiency in interpreting and assessing borrower-submitted budgets and timelines for practicality and risk.
• Awareness of evolving construction trends, materials pricing, labor markets, and timeline variability.
• Skilled in using localized data to assess construction risks, including cost volatility and supply chain issues.
• In-depth understanding of market trends, regional construction constraints, and industry best practices.
• Excellent written and verbal communication skills for presenting complex evaluations clearly.

Benefits

At Builders Capital, we believe in taking care of our team. Here's a sneak peek at the benefits that come with joining us:

• Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
• Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
• National Impact: Be part of a nationwide operation that's shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
• Health Insurance We've got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
• Health Savings Account (HSA) We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan.
• Competitive Compensation We offer competitive wages that reward your expertise and hard work.
• Paid Time Off Take time to recharge with 3 weeks of paid time off each year.
• Paid Holidays Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.

We're here to support you both professionally and personallybecause when you thrive, we all thrive.

This job posting highlights the most critical responsibilities and requirements of the job; however, there may be additional duties, responsibilities, and qualifications for this job.

Construction Loan Services II LLC (Builders Capital) and its affiliates are Equal Employment Opportunity (EEO) employers and welcome all qualified applicants. This is a full-time exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.